WM. Barry Phillips, P.C. | A Bankruptcy, Divorce & Family Law Firm
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Bankruptcy Overview

Bankruptcy For Consumers, Homeowners And Businesses

Bankruptcy is not a failure. It can be a new beginning. The attorneys of Wm. Barry Phillips, P.C., help people get a fresh financial start through bankruptcy. We have represented consumers, homeowners and businesses in the Killeen-Fort Hood area of Central Texas for decades.

We know bankruptcy law. James O. Cure is an AV-rated* attorney certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization. George Micco is president of the Central Texas Bankruptcy Bar Association. We use our in-depth knowledge of bankruptcy law to benefit our clients. We work hard to achieve the most favorable outcome possible in each unique case

Texas Lawyers Experienced In Personal Bankruptcy And Business Bankruptcy

No other form of debt relief has the power of bankruptcy, but results depend on the facts of each case. Depending on the facts in your case, you may be able to do one or more of the following:


  • Medical bills
  • Signature loans
  • Credit card debt
  • Old utility and telephone bills

Reduce Payments And Lower Interests Rates On:

  • Cars
  • Mobile homes
  • Furniture and appliances


  • Lawsuits
  • Auto repossessions
  • Home foreclosures
  • Creditor harassment
  • IRS wage garnishment
  • Tax seizures

Establish Extended Payment Plans For:

  • Student loans
  • Delinquent taxes
  • Past-due home mortgage payments

Contact Our Fort Hood Chapter 7 And Chapter 13 Attorneys: Free Consultation

You do not have to put up with the constant worry and harassing phone calls any longer. It costs you nothing to learn if we can help. Our Killeen bankruptcy attorneys offer free initial and follow-up consultations. Payment plans are available. To arrange an appointment, please call 254-634-0271 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

*AV Preeminent and BV Distinguished are certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the bar and the judiciary. Martindale-Hubbell ratings fall into two categories: legal ability and general ethical standards.