WM. Barry Phillips, P.C. | A Bankruptcy, Divorce & Family Law Firm
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Killeen Home Loan Modification Attorneys Serving Homeowners Throughout Central Texas

Many homeowners, in an attempt to avoid foreclosure, try to modify their loan with their mortgage lender. Unfortunately, most of these mortgage modifications are one-sided agreements and do not offer the homeowner any protections against foreclosure. In fact, in many cases, the bank has already started foreclosure proceedings and can restart the process at any time. By filing Chapter 13 bankruptcy, you may be able to repay your past-due mortgage balance over three to five years and get current on your mortgage. Of equal importance, you may be able to renegotiate some of your loan terms, which can potentially save you even more money.

An experienced lawyer can provide invaluable guidance throughout the process. For years, people across Killeen and the surrounding areas have placed their trust in the lawyers at Wm. Barry Phillips, P.C. Our lawyers have helped many people across the area modify their loans and stay in their homes.

Foreclosure Defense Attorneys Serving Homeowners In Temple, Killeen And Beyond

If you have fallen behind on your mortgage payments and your bank has begun the foreclosure process, our law firm will analyze the situation and explain your options in plain English. If filing Chapter 13 makes sense under the circumstances, we will take care of every detail, working out an affordable payment plan for your past-due mortgage. Further, if you file bankruptcy, you can still negotiate a modification with your mortgage lender. Our Killeen home loan modification attorneys have more than 48 years of combined experience in the bankruptcy field and have helped clients reduce their monthly payments and interest rates. You can count on our law firm to provide dependable legal counsel and attentive client service throughout the process.

Contact Wm. Barry Phillips, P.C.

Call 254-634-0271 or email our law firm to arrange your free initial consultation.

We are a debt relief agency. We provide legal representation for people filing for bankruptcy relief under the Bankruptcy Code.