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Killeen Bankruptcy And Divorce Blog

Is A Fast Divorce Possible In Texas?

Not everyone wants to go through a lengthy courtroom battle in order to get divorced. Some people would rather not argue over every little detail. Some people just want to end their marriage as quickly as possible and move on with their lives.

Thankfully, a fast divorce is possible in Texas.

Your Credit Score Could Go Up On July 1st

People are often concerned with their credit scores, particularly when they are facing serious debt problems. All too often, credit scores are lowered not because of legitimate issues, but because of sloppiness or fraud. A new move by the country's three credit reporting agencies is designed to address this problem. As a result, your credit score could go up.

What Medical Conditions Leave People Broke?

The cost of medical care is high and getting higher. In the United States, people spend more on healthcare than in any other country in the world. In fact, Americans spend more than 10 times the global average on healthcare. It should be no surprise that many are left struggling with medical bills, with many falling into debt because of a health condition.

But what are the medical conditions that are proving most costly to Americans? That is the question answered by a recent academic study.

What Would Obamacare Repeal Mean For Medical Debt?

It is no secret that medical bills are one of the most common sources of debt in this country. The cost of medical treatment is high, and many struggle to cover it. According to an article from CNN Money, a study showed that the percentage of families having trouble with medical debt declined at the inception of the Affordable Care Act (ACA).

However, with a new president in place, there is fear that the ACA, also known as Obamacare, will be repealed or, at the very least, substantially overhauled. What would this mean for medical debt?

Is It Necessary To Place Blame To File For Divorce?

Divorce is always an emotional matter. Not surprisingly, there tends to be a lot of finger-pointing. One spouse often wants to blame the other. However, under Texas law, it is not actually necessary to place blame to get a divorce. You can file for divorce on either fault or no-fault grounds. It is important to determine the appropriate grounds for divorce before moving forward with the process.

Is The Repo Man On Your Side?

Repossession agents, commonly known as repo men, are often painted as the bad guys. Their job is to sneak in and take back cars, boats and other assets on behalf of creditors. The reality, of course, is that these are just people who have a job to do. An article from the Washington Post shows that they are not always the bad guys, and in fact there are some who will go out of their way to do the right thing.

Is Your New Year's Resolution To Overcome Debt?

It's that time of year when people start looking at where they are in life and thinking about where they would like to be instead. Often, these thoughts involve money. Were you hoping that you would be financially stable at this point in your life? Were you hoping to be debt-free? Now is a great time to take steps toward that goal.

Chapter 7 Vs. Chapter 13

When people think of bankruptcy, they typically think of Chapter 7. However, it is important to know that there are options available to fit a variety of circumstances. When it comes to consumer bankruptcy, people may be able to use either Chapter 7 or Chapter 13. Here is a brief overview of some of the distinctions between the two options: